Homeownership Counseling

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Do you have clients that may not initially qualify for a mortgage under one of the homebuyer programs managed by NHF?

Refer them to FREE homeownership counseling so they can work towards qualifying down the road - It's a win-win for both you and the client.


Benefits to Consumer

Consumers have access to trained personnel who will answer questions, address concerns, and help clients identify barriers and establish short- and long-term goals to achieve the dream
of owning a home.

  • Assistance in financial planning and preparation
    pre- and post-purchase.
  • Loan pre-qualification review before meeting with a lender.
  • Reduced risk of mortgage delinquency with fundamental budget counseling.
  • No cost to referred consumer.


Start Services

Counseling services can be initiated
by either the consumer or the Lender.


(888) 532-3021


Benefits to Lender

Lenders can link consumers with pre- and
post-purchase financial counseling, in order to improve their opportunities for success as homeowners, while focusing their time and energy on working with pre-qualified individuals.

  • Opportunity to have an existing lead list vetted, returning more pre-qualified individuals.
  • Assistance getting potential homebuyers ready to purchase over time, allowing lenders to maintain a relationship and a stronger potential pipeline of leads.
  • Increase efficiency in the lending process,
    as the NCC helps the individual buyer not only navigate the process but collect proper support documentation.
  • Opportunity for additional leads through NCC as a partner.
  • Reduced risk of mortgage default for referred borrowers.
  • COST for service sponsored by NHF.

Referral fees for the telephone-based counseling services are covered by NHF, through a unique partnership with National Council of La Raza (NCLR). Services are provided through NCLR’s Homeownership Network (NHN). For more information, visit www.nhn.org/nhf.