National Homebuyers Fund, Inc. (NHF), recognizes that the down payment and closing costs associated with a home purchase can be one of the biggest challenges for many potential homebuyers. Our programs are designed with affordability and flexibility in mind, while staying innovative and easy for mortgage professionals to use. More…

We invite you to explore this website to learn more about our housing programs, their features and benefits,
and how they can help you expand your business.


Down Payment Assistance

(Various U.S. States)

When down payment assistance (DPA) is what your client needs to bridge the affordability gap, consider the DPA programs managed by NHF, featuring down payment and closing cost assistance in the form of a grant or forgiveable Second Mortgage.

MCC Tax Credits


NHF manages a Mortgage Credit Certificate (MCC) program featuring a 20% MCC Tax Credit for qualifying homebuyers.

Learn how an MCC may help your borrower qualify for the initial mortgage and provide cash back year after year.

About Us


NHF, a non-profit public benefit corporation, was established in 2002, with it's primary mission to stimulate and expand homeownership opportunities across the nation.  More…